im\Remit helps streamline payments processing in a variety of industry verticals including: banking, finance, insurance, utilities, energy, transportation, property management, not-for-profit, government and municipality. Flexible and scalable, im\Remit can effectively address the challenges of even the most difficult of payment processing environments. Some of the features and functions commonly deployed include:

Flexibility and Scalability

Modular in design and highly scalable, im\Remit can be deployed as a single station and scanner system for small businesses or scaled up to multiple users, scanners and sites for high volume operations.

Retail & Wholesale Remittance & Lockbox - Multiple Document Input

im\Remit supports traditional retail remittance and lockbox for checks only, checks with payment stubs or coupons and multiple transaction documents. im\Remit also offers the sophistication demanded for wholesale remittance and lockbox operations supporting large payment documents including full page list items, tax forms, multi-page documents and other specialized large forms. im\Remit’s flexibility and scalability offers adaptability and price points to cover any customer’s needs.

Effects of Check/21 Legislation

With the recent passage of Check/21 legislation for the banking industry image clearing is becoming a reality. im\Remit offers the opportunity of image-based payments processing and deposits with the convenience of interfacing to accounting software, image archive and research. With im\Remit’s ARC check conversion and Check/21 X9.37 image payment collection and deposit capabilities, you can benefit from improved cash flow while achieving significant operational efficiencies.

Architecture and Device Independence

Offering stability, ease of use and flexibility, im\Remit is based on an N-tier open architecture running on the latest Windows .NET technology. Designed to adapt to any business environment, im\Remit is sorter, encoder and scanner independent and is interfaced to over 40 types of capture devices that offer a vast range of speeds and capabilities. It supports products from leading name companies including, AIM, Canon, CTS, Fujitsu, Kleindienst, NCR, Opex, Panini, Seac and Unisys. im\Remit’s unique layered architecture provides for easy upgrading and additions of capture devices to address any business need.

Project Builder

im\Remit’s Project Builder is an easy to use tool for defining the business rules of how im\Remit processes specific lines of business and jobs. im\Remit supports unlimited downstream clients, lines of business and job types. Processing rules are defined by job elements including, batch types, document types, scan-lines, scan-fields, check digit routines, check endorsements, field types, indexes and search criteria. Additionally, Project Builder supports capture file export definition whereby the image and data capture file can easily be formatted for ingestion into other systems without custom programming.

Image Archive & Research

im\Remit’s image based archive and research provides the power to respond quickly and accurately to customer inquiries. The fronts and backs of all checks and remittance documents are available for high-speed research and viewing. Searchable indexes are established through Project Builder at a job, document type and field level. Underlying Boolean logic provides powerful multi-criteria search capabilities. Items can be searched individually or the entire transaction can be pulled from a single item. A thumbnail presentation of the items hit list enhances research navigation. The volume of images and data maintained online is limited only by client hardware capacity and individual business preferences.

Smart Account Linking & Hot-file

im\Remit’s smart account linking further enhances processing efficiencies. Checks presented with payments can be automatically checked against data provided from the host system to catch suspicious, hold, stop-payment and payment denied accounts. After a check has been processed and linked to an account number, future checks without stubs can be automatically linked to the same account using the checking account and payment amount information, eliminating additional data entry on future checks received on the same account.

CD/DVD Burning

im\Remit provides the ability to burn images and data together with im\Remit's Archive View software to CDs or DVDs for backups, offsite and customer distribution.

Smart Balancing

im\Remit provides smart balancing through the use of system rules, split screen viewing of transactions and correction from image. Each transaction is verified twice. Balanced transactions are marked completed while out-of-balance transactions are presented for correction.

Recognition Technology

im\Remit incorporates recognition technologies including: Magnetic Ink Character Recognition (MICR), Optical Character Recognition (OCR), Bar Code and Courtesy Amount Recognition and Legal Amount Recognition (CAR/LAR). These technologies improve speed and accuracy in the capture process and result in major savings in data entry/processing time, error reduction and balancing routines.

Key from Image

im\Remit's high-speed key from image greatly enhances operator efficiency and reduces costs. Items requiring key strokes can be automatically queued and distributed to multiple operators to ensure optimum speed of data entry. The system also supports keying from remote locations to balance workloads at peak times.

Multiple Day/Job Processing

im\Remit supports multiple days and multiple jobs processing. For scalability and flexibility, capture devices can be added as needed and each device can run different jobs simultaneously.

Request an im\Remit Demonstration
To fully understand the vast features, functions and benefits offered with im\Remit please contact TDB Systems today to schedule a product demonstration. Call 800-791-5406 or e-mail sales@tdbsystems.com.